Reserve contribution estimator
Get a rough sense of how much an association should set aside each year toward its reserve, based on what its big shared components cost to replace and how long they last. It's a back-of-the-envelope starting point — not a substitute for a professional reserve study.
Run the numbers
What the association has saved so far.
Units or homes in the association.
Add a door count to see the per-door figure.
What you enter
- Component — a major shared asset (roof, elevator, pool, parking lot, etc.); add as many as apply.
- Replacement cost — roughly what it would cost to replace that component today.
- Useful life (years) — how long it lasts.
- Years remaining — how long until it likely needs replacing.
- (Optional) current reserve balance — what the association has saved so far.
A rough annual contribution — what the association would need to set aside per year to be ready for these replacements — and, if you entered a current balance, how far ahead or behind that puts you. Shown per year and, optionally, per door.
What the number means
This is an estimate to help a board frame the conversation, not a reserve study. A real reserve study is prepared by a specialist who inspects the components, accounts for inflation and interest, and produces a funding plan your association can rely on and your state may require. Use this number to start the discussion; use a professional study to make the decision.
This is an estimate, not a reserve study, and it does not replace one. Reserve-funding requirements vary by state — this tool makes no claim about what any state requires.
How Arbor Lane relates
Arbor Lane keeps the budget and the dues that fund the reserve in one place, so once a board decides on a contribution, the money side is tracked against it.
Start the conversation with a number.
Use this estimate to frame the board's reserve discussion, a professional study to make the call, and Arbor Lane to track the contribution once it's set. Start the trial yourself, today.
Rather talk it through first? What is a reserve study?
Less time on the busywork. More on the people.